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Personal Finance

10 Home Buying Tips for First Timers

As first-time homebuyers scouting for a family home, navigating real estate can be a daunting endeavor. However, with the right strategies in place, you can cut a fantastic deal, securing your dream home while saving potentially thousands of dollars. Here are ten valuable tips to help you spot a good deal and negotiate like a pro.
Kim Le
May 7, 2024
Personal Finance

Investment Bags: Are They Worth It?

Are quota bags like the Hermès really investment pieces? What is the real ROI, after accounting for selling fees and quota spend? How does the return compare with other more traditional investment routes?
Jennifer Chu
April 29, 2024
Personal Finance

VCs Need Capital Too: How You Can Get In On It

Forget Reddit, I want in on SpaceX. The debut of Destiny Tech 100 is challenging the tech freeze and showing that there may be more interest in new start-ups than these previous IPOs have been able to garner.
Kim Le
April 26, 2024
Personal Finance

HSA vs PPO: Which Should You Choose?

Technically, it's HDHP vs PPO, but HSA seems to be a more widely recognized (and searched on) term. This article walks through examples, with numbers, on how HDHP with HSA compares with PPO for different scenarios and medical needs.
Jennifer Chu
April 10, 2024
Personal Finance

Dollar Cost Averaging vs Lump Sum: Which is Best

Dollar cost averaging and lump sum investing are two different approaches to building wealth. Ultimately, the decision between the two comes down to your risk tolerance, time horizon, and market perspective.
Jennifer Chu
April 10, 2024
Personal Finance

W2 Employees and Taxes: the American Plight

Taxes are both complicated and expensive. In 2022 alone, the federal government collected $2.9 trillion in income and estate taxes. Given its magnitude and far fetching reaches, taxes should be a topic all Americans should be conversant and comfortable with. In this article, we’re going to explore what taxes look like for the typical American.
Kim Le
April 26, 2024
Personal Finance

Compound Interest Rates: A Wealth-Builder's Best Friend

The compound effects of interest rates can lead to exponential growth of wealth. We’ll kick off with an in-depth look at how compound interest functions, why it outshines simple interest, how to get the most out compound interest, and use examples to really hammer home the concept.
Jennifer Chu
April 16, 2024
Personal Finance

Why Good Personal Finance is Necessary for Running a Business

Mastering personal finance is a critical cornerstone of succeeding at entrepreneurship. Fail at personal finance, and you're setting yourself up to fail at your business. Here's how your financial health and habits in your personal life impacts your startup.
Kim Le
April 16, 2024
Personal Finance

Mega Cap Stock Monikers: A History of Naming Fads

Names can take on a life of their own. Investors and finance buffs sometimes seem more like storytellers, plucking tales from the stock ticker itself. Here's a listicle to ignite your curiosity for the naming fads and legends in the marketplace, charting the rise of stocks from obscure acronyms to the pantheon of investment lore.
Kim Le
April 26, 2024
Personal Finance

Pay Off Mortgage or Invest

Is it better to pay down your mortgage faster or put that cash toward an investment account? It depends on your loan interest rate, the return rate you think you can get on investments, and your risk tolerance. Let's get specific and walk through the math.
Jennifer Chu
April 26, 2024